Banking and Finance

At Munawwar & Co, we offer comprehensive legal advisory services in the areas of banking and finance, serving both onshore and offshore clients. With an in-depth understanding of financial regulations and commercial realities, our team assists clients in navigating the complex and evolving landscape of banking law in the Maldives.

We provide strategic legal counsel to financial institutions, lenders, borrowers, investors, and corporate clients across a wide range of financing and transactional matters. Our goal is to facilitate secure, compliant, and commercially sound financial arrangements that support our clients’ objectives while minimizing legal and regulatory risk.

OUR SERVICES INCLUDE
  • Regulatory due diligence and compliance advisory

We advise clients on various financing options including project finance, asset finance, corporate loans, syndicated loans, trade finance, and structured finance. Our guidance is tailored to the nature of each transaction and the regulatory framework in which it operates.

  • Loan and Security Documentation

We assist in drafting, reviewing, and negotiating loan agreements, credit facilities, and related security documentation such as guarantees, charges, pledges, and mortgages. Our focus is on ensuring that legal risks are mitigated and that the agreements are enforceable and compliant.

  • Regulatory Compliance and Licensing

Our team helps financial institutions and businesses comply with the financial regulatory requirements set by the Maldives Monetary Authority (MMA) and other applicable legal frameworks. We advise on licensing requirements for financial services providers and ensure ongoing compliance with anti-money laundering (AML), counter-terrorism financing (CTF), and other regulatory obligations.

  • Cross-Border Transactions

For offshore clients and international financial institutions, we provide local legal support for cross-border financing transactions, including advice on foreign exchange regulations, capital controls, and tax implications related to financial dealings in the Maldives.

  • Risk Management and Dispute Resolution

We support clients in identifying and mitigating legal and operational risks associated with financial transactions. When disputes arise, we represent clients in negotiation, mediation, or litigation, offering strong legal representation grounded in deep sector knowledge.

  • Ongoing Regulatory Updates and Advisory

Given the rapidly evolving regulatory landscape, we keep our clients informed of key changes in financial regulation and industry standards. We provide proactive legal opinions and practical advice to help clients adapt and remain compliant.

Whether you are a financial institution, a corporate borrower, or an international investor, Munawwar & Co offers trusted legal support across all aspects of banking and finance. Our approach combines legal precision with commercial awareness, ensuring that each transaction is secure, efficient, and aligned with your broader financial goals.